The checks say: void after 90 days and the bank will not cash them. In the event that a check goes stale, should we stop it with the bank in order to reissue, or rather just void and reissue?
A: It is generally a good practice to stop payment of the check with your bank. While some banks will not honor the checks after 90 days, they may stay outstanding in the system and be mistakenly processed. You should talk to your bank to determine if voiding a check is adequate. They may also work with you on eliminating or reducing your fee to stop payment on stale, dated checks. Unfortunately, the people processing the checks do not always note the stale dating and may process old checks (even those that are over 1 year old).