We are looking at P-Card proposals from two different banks - one has Visa and the other is Mastercard. Do you have any comments on the acceptance levels in the marketplace for these cards? Is Mastercard truly accepted everywhere Visa is accepted?


We do not have specific data on the acceptance level of Visa and Mastercard. However, on an anecdotal basis it appears that where Visa is accepted so is Mastercard. Generally businesses accept these cards more often due to their lower merchant fees than American Express.

TAPN Advisor David Hay agrees as far as acceptance internationally. While Visa is much larger than MasterCard and more banks overseas issue Visa, when it comes to acceptance, David says that in his experience where Visa is accepted, MasterCard is as well.

Below are some resources/blogs that talk about the acceptance levels from travelers.

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